Budgets are both planning and controlling tool. They help supervisors determine the use of available funds and controlling spending.
1. Identify and list your major expense categories- for example, tuition, books,supplies, transportation, lodging, food, fees, healthcare costs,recreation/entertainment, past credit charges, and the like. (Note: Many of you arepart-time students and have family expenses and other costs that are not typicalfor the full-time college student)
I have transportation cost (Such as gas, tire if needed, oil change, etc.), food, fees,health care costs, because I have children they need to be in any type of recreationsand/or entertain, I have mortgage, utilities, I have loan and past credit charges.
2. Estimate your expenditures in each of these categories for the next three months.FIXED EXPENSESEXPENSES______
PERIODIC EXPENSES
Mortgage $2,187
Car Insurance $522
Utilities $555
VARIABLE
Recreation (Sport) $600
Transportation cost $ 480Health care $175
Food $1140
3. Identify your sources of revenue for the next three months.
Only my husband is working and I get extra revenue of around 600 monthly.
4. Will you need to secure additional sources of income (loans, etc.) or reduce yourexpenses? Why or why not?
I always try to reduce expenses. By buying Things that are necessary
5. Keep a log of revenue and expenses for the next three months.
a. How accurate do you expect your budget to be?b. Why might deviations occur?
6. Compare your budget categories with those of several other students. Did you failto include some possible expenses? If so, why did you forget about them?Comparing with others students I did not forget about some possible expenses.7. How difficult will it be to live within the budget?
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